Investor Consulting & Planning

Peridot Capital Management offers individuals the opportunity to request investment consultations.  Clients are billed on an hourly basis for this type of service. There are many ways Peridot can assist people in attaining their investment objectives through consulting services, some of which are summarized below. By no means is this an exhaustive list, and we are happy to help people in any way we can.

Consulting work might include:

• Retirement Planning and Projections

Can I afford to retire now, and if not, when? How much do I need to save before I can retire? How much money will I have during retirement? How long will my savings last? These types of questions are common as people approach retirement age, but many have not taken the time to find out the answers. Peridot can run customized retirement projections to help you understand the answers to these questions, among many others. Having a clear picture of your retirement can greatly reduce the stress associated with such a big life change.

• College Savings Planning and Projections

College savings plans such individual state 529 plans and Coverdell education savings accounts are rapidly increasing in popularity. We can help you understand which options would be best for you as you plan to save money for a child's education. Plans vary from state to state and most require you to pick which investment funds to allocate your money to. We can help you set up an easy to understand strategy in order to maximize the after-tax dollars you have available for higher education costs.

• 401(K) and Pension Plan Allocations and Rollovers

Are you unsure about whether or not you are maximizing your returns and minimizing your risk within your employer-sponsored 401(k) or pension plan?. Not sure which mutual funds to choose for your plan and in what allocation? Do you have old 401(k) from a previous job that you think might be best-suited for an IRA rollover? Based on your individual investment goals, time horizon, and risk tolerance, we can suggest an ideal asset allocation for your current 401 or pension plan, and help you decide what to do with old accounts you may have just sitting around from previous jobs.

These are just some of the ways Peridot can help you put together a financial plan that is best for you. Please contact us if you would like a consultation for any of your investment planning needs.